Millions of people are transacting business on the internet these days. It is fun and proves to be very convenient to make your online purchases from the comfort zone of your home. However you
need to be extremely cautious when using online credit card to transact business on the internet. There are a lot of cyber criminals
out there nosing around to steal vital fiscal information from unwary online shoppers without adequate internet security for their transactions. The integrity of the website you intent to make
purchases with your online credit card must not be in doubt to you. It is very essential to review such websites from various sources for both their product and customer support services. You
should avoid as much as possible all websites that has any history of poor customer support services. You should also avoid using your email password or your bank account password to create your
login account for any website that may require you to create a username and password for your login to their website, otherwise someone might be able to steal your information from that website
and use it to gain access to your bank account and steal your money.
It is very important to read through and have a thorough understanding of the contract terms of your online credit card. Some credit card companies have adequate internet security in place to protect your information from being stolen. It is better not to use multiple online credit cards; this will help narrow down your sphere of focus in watching over your account so you can quickly and easily detect when anything goes wrong. If for example there is a breech in the security protocol of a website and you have only one credit card then your worry is reduced to one, if on the other hand you are using multiple credit cards then you have multiple worries, the best thing to do in such scenario is to ultimately close down each of the online credit card accounts. Some credit card companies and banks that have good customer support services will contact you through email or phone if they notice any abnormality in your account.
You should always make sure that the website you are making purchases from is encrypted. To know whether the website is encrypted or not look out for the sign https:// in front of the Uniform Resource Locator (URL) on the page provided for you to enter your financial information, if the sign is not there the website is not encrypted therefore do not enter your financial information there if you do, your information can be intercepted and stolen and an illegal transaction can be perpetrated on your account. You should also ensure that that your anti-virus, anti-spyware and firewall are always up to date. Running anti-spy software program helps to clear your cache and temporary internet folder of cookies and files. These cookies and files are sent by websites you do transaction with to your desktop to collect information, most of them are not harmful but there are some that can leak some vital private information. It is always advisable to clear your cache and temporary internet folder before and after you make purchases on the internet.